Waveney Online Hotel Insurance Quotation

About you and your business (Hotel & Guest House Insurance)

What date do you want this insurance to start?   
Title   
First name      
Surname   
Business (Company) Name / Trading Name     
Your Business Address Postcode        
Your Address   
   
   
   
   
Your e-mail address   
Daytime telephone number     
Mobile telephone number     
What is the legal status of your business?   
What is your primary trade/occupation?   
Is there a secondary trade or occupation?   
Please note there is no need to specify a second trade unless work is undertaken that is distinct or separate from your main trade and you need it to be covered by this policy.
How long have you been in business?     years     months
In approximately what year was your property built?   
Where are your premises located?   
What is your estimated annual turnover (£)?     
How many people do you employ?     Full Time     Part Time  
Have you had any losses or incidents that have or could given rise to claims in
the last 3 years?
    
 Yes    No  
Date of incident
 Month       Year		 Type
of claim		 Amount
paid o/s (£)		  

What to insure

Stock

Do you hold High Risk Stock?    Yes    No   
Cigarettes, Tobacco, Cigars: (£)     
Wines and Spirits: (£)     
Video Tapes, DVDs, CDs: (£)     
Radio, Television, Audio and Video Equipment (£)     
Computers, Computer Equipment and Games (£)     
Jewellery, Watches, Precious Metals and Precious Stones (£)     
Cameras, Binoculars and Photographic Equipment (£)     
Mobile Phones and Equipment (£)     
Prescription drugs: (£)     
Do you hold Customer Goods?    Yes    No   
Customers' Goods: (£)     
Cover includes Employers’ Liability cover for any Temporary Employees declared.
All other Stock in Trade: (£)     

Contents

All other Trade Fixtures and Fittings: (£)        
State the maximum value of computer and electronic business equipment included in the above. (£)        
All Other Contents: (£)        

Buildings

Do you wish to insure Buildings?    Yes    No
Buildings of the Premises: (£)        
Outbuildings detached and non communicating with the main shop premises: (£)        


Tenant's Improvements: (£)        
Shop Fronts (including glass, shop blinds and fittings): (£)        

 

What to insure - continued (Retail & Shops)

The policy includes some standard sums insured, please review these limits and amend them if necessary.

Business Interruption

Gross Profit: (£)     
Maximum Indemnity Period     
Accounts Receivable: (£)   

Liability To Others

Public and Products Liability: (£)   

Business Money

Money in Transit: (£)   
Money in bank night safe: (£)   
Money in the premises during business hours: (£)   
Money in the premises after business hours in a locked safe: (£)   
Make of Safe?   
Model of Safe?   
Type of Safe?   
How old is the Safe?     Years     Months
Is the safe secured in accordance with the manufacturer's instructions?    Yes    No

Goods in Transit

Goods carried in your own or rented vehicles
(maximum any one load): (£)		   

 

Security at your premises

 

Does the security at the premises meet
the Minimum Level of Security?
    Yes    No  

Important Note: Theft cover will not be in force until written confirmation is provided by us that the level and type of physical security is acceptable.

Please provide details of where
the Minimum Standard of Security is not met.
   		  

Is there an intruder alarm fitted to the premises which is in working order and is under your control?    Yes    No  
What is the name of the alarm installer?   
Is the alarm NACOSS/SSAIB approved and maintained?    Yes    No  
What is the method of signalling?   
Have you ever been advised by the Police of a reduction in the level of response or withdrawal of response to an alarm situation at the premises?    Yes    No  
What is the current level of police response?   

Optional Extensions


Do you require cover for Subsidence, Heave or Landslip?    Yes    No  
Have the premises suffered from this type of damage or been underpinned?    Yes    No
Please provide details:   
Do the premises or adjacent premises show any obvious signs of damage from this cover?    Yes    No
Please provide details:   
Do the premises or adjacent premises show any visible signs of cracking?    Yes    No
Please provide details:   
Are the premises in an area which is susceptible to this type of damage?    Yes    No
Please provide details:   
Are the premises erected on made up ground e.g filled pits, rubbish tips    Yes    No
Please provide details:   

Do you want to cover business equipment whilst outside the business premises?    Yes    No  
Please state the items you wish to cover:
Item Sum Insured (£)   Type/Description
  

Does your business involve Hairdressing or Beauty Treatments?    Yes    No  
Do you wish to include cover for Treatment risks?
(Limit of Indemnity is £1,000,000)		    Yes    No
Do you only use proprietary dyes, bleaches and tints?     Yes    No
How many trained operatives are there?     Hairdressers
     Beauticians
Cover includes Employers’ Liability cover for any Temporary Employees declared.
How many trainee operatives are there?     Hairdressers
     Beauticians
Cover includes Employers’ Liability cover for any Temporary Employees declared.
Are trainee operatives always supervised?    Yes    No
Cover includes Employers’ Liability cover for any Temporary Employees declared.
Please provide full details:   
How many sunbeds at the premises?   
Cover includes Employers’ Liability cover for any Temporary Employees declared.
Do you require to extend this cover to include Ear Piercing?    Yes    No

Do you hold a licence to sell alcoholic drinks?    Yes    No
Do require Loss of Licence cover?    Yes    No  
Cover includes Employers’ Liability cover for any Temporary Employees declared.
What sum insured do you require? (£)   
Cover includes Employers’ Liability cover for any Temporary Employees declared.
Has there been opposition to the granting, renewal or transfer of the licence
within the last 5 years?		    Yes    No
Please provide details:   
Cover includes Employers’ Liability cover for any Temporary Employees declared.
Is there any intention to apply for a transfer of the licence
within the next 12 months?		    Yes    No
Please provide details:   
Cover includes Employers’ Liability cover for any Temporary Employees declared.
Have you or the licence holder ever had an application for the renewal or transfer of the licence refused?    Yes    No
Please provide details:   

Do you want to cover Theft by Employees?
The limit of cover for this additional cover is
restricted to £5,000 in respect of any one claim
and £5,000 in respect of any one period of insurance		    Yes    No  
Number of employees?   
Please note: if you are unable to answer ‘Yes’ to the following question then cover is not available.
Do you obtain written references confirming
the integrity of employees
AND
have a system whereby you or at least two employees check stock, money and other business records at least monthly?		    Yes    No

Do you require cover for Terrorism    Yes    No